Depending on where exactly in the world you're located, you may find the notion of paying for 5G unnecessary, and Samsung already confirmed both the Galaxy Note 20 and Galaxy Note 20 Ultra will be available in LTE-only configurations. However, that “entry-level” configuration of the Galaxy Note 20 Ultra will only be offered with 8GB of RAM. Not that 8GB still isn't plenty, but it's to be assumed every detail matters when you're shelling out $1,299 on a smartphone. Particularly so when you can get an arguably better deal by going with the Galaxy Note 10+.
Because while Samsung's year-old flagships are essentially never outright better due to their successors offering more efficient processing, 2020 truly delivered a strange mix of unfortunate circumstances that saw the new Exynos 990 chip perform at utterly unremarkable levels for such a high-end silicon.
This is arguably the model that makes the least sense to buy
Combined with the fact that both LTE-only variants of the Galaxy Note 10+ ship with 12GB of RAM and that the base one has now been permanently discounted to $949.99, you should really figure out why exactly is it you're buying a new smartphone before deciding on paying about one-third higher price for the luxury of taking an invertly proportional compromise on RAM.
That isn't to say this lowest Galaxy Note 20 Ultra configuration doesn't offer anything over its prequel, but most people will find the camera difference and other distinctions between the two to be negligible compared to a raw boost to multitasking 4GB of extra RAM can add. The Galaxy Note 20 series is releasing August 21st, and you can still pre-order it pretty much everywhere.